ClosingCost Json Schema

The ClosingCost model contains the fields used for regulating adjustments, including the closingCostGroup object array holding information on each closing cost group.

There are three scenarios that determine whether or not a client should utilize ClosingCost.

Use ClosingCost for:

clients who do not utilize Lender Price's "Closing Cost" Setup in the application and want to pass fees manually. ClosingCost is where clients add an array list of fees. The fees list can be either flat or multi-level.

ClosingCost is not necessary for:

clients that complete pre-setup fees and tables with associated data in the Lender Price application UI and assign them to user groups or API users. Upon receiving the request, Lender Price will automatically populate this object using the User ID present in the API request.
clients who utilize Ernst Integration or have their own fee integration that Lender Price can connect to.

Ignoring ClosingCost will automatically calculate a closing cost for the search.

ClosingCost

The ClosingCost model contains the fields used for regulating adjustments, including the closingCostGroup object array holding information on each closing cost group.

There are three scenarios that determine whether or not a client should utilize ClosingCost.

Use ClosingCost for:

clients who do not utilize Lender Price's "Closing Cost" Setup in the application and want to pass fees manually. ClosingCost is where clients add an array list of fees. The fees list can be either flat or multi-level.

ClosingCost is not necessary for:

clients that complete pre-setup fees and tables with associated data in the Lender Price application UI and assign them to user groups or API users. Upon receiving the request, Lender Price will automatically populate this object using the User ID present in the API request.
clients who utilize Ernst Integration or have their own fee integration that Lender Price can connect to.

Ignoring ClosingCost will automatically calculate a closing cost for the search.

allowErnstQuote : boolean

Appears in line result. This value is set to True if Ernst quote is allowed.

closingCostGroup : Array[ClosingCostGroup]

Contains an array of ClosingCostGroup objects with data for closing cost groups associated with the loan.

aprRelated : boolean

True if the closing cost is APR related.

closingCostItems : Array[ClosingCostItems]

An array of ClosingCostItems objects containing closing cost item data.

amount : number

amountScript : string

aprRelated : boolean

automaticallyCalculated : boolean

callForQuote : boolean

convertedFromPercenetage : boolean

ernstType : string

escrowWaiver : boolean

evalType : string

id : ObjectId

counter : integer

internal only

date : string

The current date.

internal only

machineIdentifier : integer

internal only

processIdentifier : integer

internal only

time : integer

internal only

timeSecond : integer

internal only

timestamp : integer

internal only

includeInQmCriteria : boolean

itemType : string

items : Array[ClosingCostItem]

amount : number

amountScript : string

aprRelated : boolean

automaticallyCalculated : boolean

callForQuote : boolean

convertedFromPercenetage : boolean

ernstType : string

escrowWaiver : boolean

evalType : string

id : ObjectId

includeInQmCriteria : boolean

itemType : string

label : string

name : string

notes : Array[string]

numberOfDaysForPrepaidInterest : integer

numberOfPayments : integer

percentPaidByBorrower : number

percentageOfLoanAmount : number

thirdPartyVendor : boolean

totalBorrower : number

totalBorrowerAprRelated : number

totalBroker : number

vendorName : string

label : string

name : string

notes : Array[string]

numberOfDaysForPrepaidInterest : integer

numberOfPayments : integer

percentPaidByBorrower : number

percentageOfLoanAmount : number

thirdPartyVendor : boolean

totalBorrower : number

totalBorrowerAprRelated : number

totalBroker : number

vendorName : string

customFeeGroup : Array[string]

A string array of custom fee groups.

customTables : Array[ClosingCostCustomTable]

An array of ClosingCostCustomTable objects storing custom closing cost tables.

ausTypes : Array[string]

columnItems : Array[ColumnCostItem]

applyTax : boolean

aprRelated : boolean

asPercentage : boolean

description : string

id : ObjectId

idx : integer

includeInQmCriteria : boolean

label : string

enable : boolean

id : ObjectId

includeInSearch : boolean

label : string

loanAmountRange : Array[DoubleRangeLeGt]

from : number

null : boolean

to : number

loanPurposes : Array[string]

loanTypes : Array[string]

loanYears : Array[integer]

mortgageTypes : Array[string]

name : string

propertyTypes : Array[string]

propertyUses : Array[string]

rawData : Array[HashMap]

states : Array[string]

tax : number

termsInMonths : boolean

values : Array[array]

variableLoanTypes : Array[string]

display : boolean

Set

fromErnstCost : boolean

True if the closing cost group is from Ernst cost.

groupType : string

Specifies the group type of the closing cost group.

id : ObjectId

The closing cost group ID, stored in the ObjectId object along with internal metadata.

name : string

The name of the closing cost group.

required : boolean

True if this closing cost group is required in the closing cost calculation.

total : number

Total value of the closing cost group.

directCustomFee : boolean

settlementCost : SettlementCost

Contains an array of SettlementCost objects with data on settlement costs associated with the loan.

closingCostGroup : Array[ClosingCostGroup]

closingCostGroup contains an array of ClosingCostGroup objects, each storing data on a closing cost group.

origination : Origination

Data on settlement cost origination, stored in the Origination object.

administration : number

administrationLabel : string

lenderCredit : number

lenderCreditLabel : string

others : number

othersLabel : string

total : number

underwriting : number

underwritingLabel : string

thirdPartyServices : ThirdPartyServices

Data on third party services, stored in the ThirdPartyServices object.

appraisal : number

appraisalLabel : string

creditReport : number

creditReportLabel : string

floodCertification : number

floodCertificationLabel : string

overnight : number

overnightLabel : string

recording : number

recordingLabel : string

taxService : number

taxServiceLabel : string

total : number

titleService : TitleService

Information on the title service of the settlement cost, stored in the TitleService object.

total : number

The settlement cost total amount.

total : number

Total closing cost value.

Example:

"total": 758

useClosingCost : boolean

True if calculated closing cost will be used.

useCompanyDefaultClosingCost : boolean

True if company default closing cost will be used.

useErnstCost : boolean

True if Ernst cost will be used.

Name	Description	Data Type
allowErnstQuote	Appears in line result. This value is set to True if Ernst quote is allowed.	boolean
closingCostGroup	Contains an array of `ClosingCostGroup` objects with data for closing cost groups associated with the loan.	Array[ClosingCostGroup]
directCustomFee		boolean
settlementCost	Contains an array of `SettlementCost` objects with data on settlement costs associated with the loan.	SettlementCost
total	Total closing cost value. Example: `"total": 758`	number
useClosingCost	True if calculated closing cost will be used.	boolean
useCompanyDefaultClosingCost	True if company default closing cost will be used.	boolean
useErnstCost	True if Ernst cost will be used.	boolean

Lender Price API Web Service